In recent years, a growing number of companies have begun advertising pre-payment options with funeral directors as a way to lock in prices and secure funds quickly. However, at Anton Brown Funerals, we advise caution when considering this option. Here’s why you should avoid pre-paying with a funeral director and explore more secure alternatives for your funeral planning needs.
Risks of pre-paying with a funeral director
Pre-paying with a funeral director might seem like a convenient way to manage funeral costs, but it comes with significant risks. Many newer companies use this strategy to build up their capital, which can be problematic if they go bankrupt. In such cases, you could lose your money entirely. Additionally, if the business is sold to a larger company, there is no guarantee your pre-paid agreement will be honoured, potentially leaving you to pay more out of pocket.
And, if you decide to switch to a different funeral director for any reason, you may not receive a refund, resulting in a lack of flexibility and potential financial loss. This lack of security can add stress during an already difficult time, as families may face unexpected funeral costs that were not accounted for.
Exploring better alternatives
Instead of pre-paying with a funeral director, consider alternatives like funeral bonds, which offer more security and peace of mind. Funeral bonds allow you to set aside funds specifically for funeral expenses, ensuring that your investment is protected and can grow over time. This approach not only covers the cost of the funeral but also provides flexibility in your funeral planning. With funeral bonds, you have the assurance that your funds will be available when needed, without the risk of losing your investment due to company insolvency or changes in ownership. You can read more about funeral bonds here .
Making informed decisions
When planning for the future, it’s crucial to make informed decisions about funeral costs. Avoiding pre-payment with a funeral director can save you from potential financial pitfalls and ensure that your arrangements are handled with care and integrity.
At Anton Brown Funerals, we are committed to providing transparent and reliable services, helping you navigate the complexities of funeral planning with confidence and ease.
Contact us
If you’re considering your options for funeral planning, we invite you to contact us for a consultation. Our experienced team is here to guide you through the process, offering personalised advice and support tailored to your needs.
Secure peace of mind for you and your loved ones by choosing a trusted funeral director who prioritises your financial security and emotional well-being. Reach out to Anton Brown Funerals today to learn more about how we can assist you in planning a dignified and meaningful farewell.

Anton Brown Funerals is a family-owned, Queensland funeral company which was established in 1995.
Our Brisbane-based team of funeral directors are honest, professional, compassionate and understanding, and always put our clients and their needs first.
We go above and beyond to ensure your loved one’s funeral arrangements are tailored to their final wishes and can assist you with burials, cremations, coffins, floral arrangements, pre-planning and more.
If you need help organising a dignified funeral service, we are available to discuss arrangements 24/7, so please don’t hesitate to reach out to us today on (07) 3217 3088 or send us a message online here.